Calculate the real cost of owning a car over time. See how depreciation, fuel, insurance, maintenance, and financing add up.
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Considering a used car? Check its history first.
Get Carfax Report - $5.99Depreciation is typically the largest cost of ownership. New cars lose 20-30% of value in the first year. Buying a 2-3 year old car lets you avoid the steepest depreciation.
Fuel costs vary widely based on driving habits, vehicle efficiency, and fuel prices. Consider hybrids or EVs if you drive a lot—the fuel savings can be significant.
Insurance rates depend on your driving record, location, and the vehicle itself. Sports cars and luxury vehicles typically cost more to insure.
Regular maintenance (oil, tires, brakes) plus unexpected repairs. Costs increase as vehicles age. Luxury and European cars typically cost more to maintain.
Let someone else take the biggest depreciation hit. A lightly used car can save you thousands.
The longer you own a car, the more you spread out the depreciation cost. Well-maintained cars can last 200k+ miles.
Rates vary dramatically between insurers. Shopping around can save $500+ per year.
Over 60,000 miles, even small MPG differences add up to thousands in fuel savings.
A used car can save you thousands, but only if it doesn't have hidden problems. Check for accidents, title issues, and odometer fraud before you buy.
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